About Jim Tolley

JT writes about general financial topics and shares some personal experiences here on Penny Thots as well as his two other blogs, Cash Flow Mantra. When not blogging, JT works full-time and tries, along with his lovely wife, to corral a half dozen kids.


    • Avataradmin says

      I hope that time is all it will take, because I don’t see major changes happening with the current leadership. Maybe a new generation is what will precipitate change.

    • Avataradmin says

      Honestly, I can’t tell you. Maybe some high profile prosecutions might help, but I am not sure that would do it. Breaking up the big institutions might allow your banker to know you and develop a relationship. There does have to be a change in mindset for sure.

  1. AvatarMary says

    Some good points here, JT…..it’s really a difficult way to live when you feel you can’t trust much of anything or anyone. The latest fiasco with JP Morgan Chase is just yet another example of the lying that continues. As long as the almighty dollar continues to rule things, I can’t see it getting better…:-(