Swindlers are always trying to get your money from you. Sometimes they succeed, most times they don’t. It’s important to always question any time someone is willing to pay you for something or asks for money in order to land a job. According to the Better Business Bureau (BBB), here are some of the top scams today.
Top Scams Today
Car Ad Scam
There are legitimate companies out there that will pay you to cover your car in a film that advertises a company, service or product. I see them occasionally in my neck of the woods. I’m not certain how much money you can make doing this, but there is some money to be made. However, there is a scam currently associated with this. The scam worked like this: the company gives you a $400 check to deposit and to use it to have a graphic designer create a company logo for your vehicle type. The problem is there is no “graphic designer”, just the swindler’s friend. You pay him the $400 and in the meantime, the original check bounces. You’re out $400.
Like many of the scams, this one preys on the elderly. This scam works by having the swindler call grandma or granddad pretending to be their grandchild. The grand kid is overseas and needs money to be wired right away. The grandparent wires the money to the swindler and is out the money.
Jamaican Phone Lottery
This is an old scam that has resurfaced recently. You will get a phone call from Jamaica and the person claims to be a well-respected official (think FBI or other organization). They claim you won a cash lottery or a government grant. I’ll give you a minute to think what the catch is….if you said you have to pay a fee to collect the winnings, you are right!
President Obama Will Pay Your Bills
In this scam, the swindler will contact you about a new federal assistance program. You get access to a bank account and pay your bills online to this bank account. Of course, this phantom bank account is just the swindlers and you are out of your money. Sometimes you will even get a “confirmation” that your bill was paid to keep the ruse up.
Personally, I know of no one that was a mystery shopper, but from what I have read, it is a legitimate business and you can be employed to mystery shop. But, there are some companies out there that ask you to evaluate a wire service company. They will send you a check, you deposit it and wire them a portion of the money. Of course, once the wire is sent, the check bounces.
The scammers and swindlers are always one step ahead of the authorities when it comes to producing scams. Be cautious of anyone you don’t know that contacts you through phone, email, or social media sites. If they tell that you won a prize, think long and hard before continuing the conversation. You should never have to give up anything to claim your prize.
Should a loved one contact you in need of money, give them a reason why you need to hang up and call the person directly or with people that know the person in question. Don’t send any money until you are absolutely certain it is who they say they are on the other end of the line. You’ve worked hard for your money, make sure you protect it by asking questions and not giving out personal information.
To learn more about scams and to protect yourself against becoming a victim, read these posts: