About Jim Tolley

JT writes about general financial topics and shares some personal experiences here on Penny Thots as well as his two other blogs, Cash Flow Mantra. When not blogging, JT works full-time and tries, along with his lovely wife, to corral a half dozen kids.


  1. AvatarJames Goldman says

    I treat gold like a long term investment and I don’t follow the price obsessively. I invest a small amount in gold every month to diversify my investment assets.