With the New Year come resolutions to improve your life. You might decide to start eating healthier and exercise this year. Or you might set financial goals and vow to get your finances in shape.
Sadly, many of you will fail. And fail miserably.
But this isn’t because you don’t want to improve your finances or lose weight. It’s because you bite off more than you can chew.
In other words, you try to do too much, too quickly. Look at the last time you tried to set financial goals.
You probably threw together a budget and decided to stop spending your money on things. This worked well for a few weeks.
But then in a moment of weakness you buy something. Then you buy something else. Before you know it, you’ve forgotten about your budget and given up.
We could also look at losing weight. To achieve your goal, you buy all sorts of healthy foods, join the gym and get to work.
You completely eliminate all bad food from your diet. You start working out for an hour every day. And this works for a few days, as you are motivated and excited to be making a change.
But your motivation wears off and you don’t see much change in your physique. So you start to slack. You skip a gym workout and then another.
Then you have a cheat meal. Then another.
The next thing you know, your goal is forgotten about and you go back to your old way of life.