The world stock market has gone down overall in 2013 due mainly to the US government shutdown, but other trade markets are behaving differently to the major economic drama in North America. According to financial reports by Bloomberg, European stocks were little changed but US index futures rose, indicating a rebound. With the erratic trading conditions, industry experts are at each other’s throats on how investors should deal with the current financial times. Gold has been a mainstay in debates, but now dividend stock is joining the recommendations. Diversifying Investments In 2014 Several investment experts strongly recommend focusing on other trading instruments, with gold still heavily considered as a hedge option. The US economic … [Read more...]
Lump Sum vs Dollar Cost Averaging
There are two types of people in the world: the ones who jump into the pool without hesitation and those who test the water first and slowly make their way in in increments. This same example can be used with investing. You can either invest all at once (lump sum investing) or slowly over time (dollar cost averaging). The question is: is one better than the other? The answer is….whatever you decide is best for you is the right choice. Dollar Cost Averaging Dollar cost averaging or DCA is a process that allows you to invest a small amount of money each month into an investment. This process is a way to take the emotions out of investing. By purchasing more shares each month you are guaranteeing that you buy low. Here’s how: Each month … [Read more...]
