Jon Dulin

About Jon Dulin

Hi, my name is Jon and I run Compounding Pennies. I've been interested in personal finance since high school and have both my undergraduate and masters degree's in finance. I also have a Certificate in Financial Planning and am licensed by FINRA. I've spent over 15 years in the financial services industry helping people with their finances. You can learn more about me in my About page.


  1. AvatarCrystal says

    I didn’t know about return-of-premium riders. This seems a great way for some folks to build savings while simultaneously protecting their family from financial disaster. Off to do some more research…

  2. AvatarScott says

    Term insurance is where the insurance companies make the bulk of their money. The fact is over 90% of the claims are made against whole life policies. I personally have both term and whole life, I bought my whole life 7 years ago at age 25. Now it increases in value more than I put into it each year. I need to make some sacrifices to buy even more.

    • Jon DulinJon Dulin says

      Interesting stats Scott. I didn’t know that. It would be interesting to read up on some theories as to why this is the case.