About Jim Tolley

JT writes about general financial topics and shares some personal experiences here on Penny Thots as well as his two other blogs, Cash Flow Mantra. When not blogging, JT works full-time and tries, along with his lovely wife, to corral a half dozen kids.


  1. AvatarRyan @ RLD Investments says

    Having adequate coverage for any eventuality gives peace of mind like no other. Otherwise, we run the risk of an accident putting us into financial debt that could be crippling. Getting healthy and staying proactive are the two most important things we can do on a daily basis.