Jon Dulin

About Jon Dulin

Hi, my name is Jon and I run Compounding Pennies. I've been interested in personal finance since high school and have both my undergraduate and masters degree's in finance. I also have a Certificate in Financial Planning and am licensed by FINRA. I've spent over 15 years in the financial services industry helping people with their finances. You can learn more about me in my About page.


  1. AvatarMatthew Allen says

    This new tax won’t affect me YET, but then again, why should I aspire to be a high income earner if I will only be punished for it with higher taxation? Dint these liberals consider the unintended consequences when they pass stupid laws and new taxes like this? It seems like this should bring mite revenue into the federal government when really it will suppress peoples aspirations to achieve which in turn will lower revenues to the government.

    Seeking and utilizing any possible loophole, as explained in this post, is what any smart investor will do. Ironically, the very liberals who pass laws like this are the ones slamming and criticizing Mitt Romney for doing just that.

    • AvatarDon @ MoneySmartGuides says

      I think no matter what law you pass, loopholes will always be found. The people with the money will pay their accountants to find the loophole. The government will continue to play catch up.

  2. AvatartHOMAS SARTORI says

    my 2011 adjusted gross income (taxable ) was $16,000. Fell within the 10% tax bracket– if I sold present stock holdings prior to 12/31/2012 – about $35,000.00 . cost bases– stock purchase $20,000— where do I fall in the present tax structure = married , age 80- thanks , tom